Lois Valencia

IT Area Lead in Retail Technology for Belgium

ING Hubs Philippines

Lois Valencia is an IT Area Lead in Retail Technology for Belgium at ING Hubs Philippines.

An engineer by background with years of hands-on experience, her expertise spans from building digital banks from scratch to modernizing complex legacy systems.

Today, she leads high-performing development and engineering teams that drive modern financial innovation. Amidst the rapid rise of AI, Lois remains a passionate advocate for the irreplaceable human elements of engineering—championing strong teamwork and technical craftsmanship.

Outside of work, she enjoys recharging through nature trips and sports. 

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Loisa Mhae Valencia

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